ISA – Individual Savings Accounts Online

ISA – Individual Savings Accounts Online

Top up your ISA Allowances.

Making the most of your tax-free allowance is easy.

An ISA is a ‘wrapper’ designed to go around an investment, to make it tax-efficient.

There are two types of ISA investments.

Stocks and shares ISA: this gives you the chance to invest your money in equities, bonds or commercial property without paying personal tax on any returns you might make

Cash ISA: this is like a normal deposit account – except that you pay no tax on the interest you earn.

The ISA limit for 2017/18 is £20,000.

You can invest up to the annual limit in a cash ISA or a stocks and shares ISA or a combination of both.

The annual ISA allowance is for every eligible adult. This means a husband and wife, for example, could put up to £40,000 between them into ISAs this tax year.

THE STRAIGHTFORWARD AND AFFORDABLE WAY TO INVEST INTO AN ISA OR INVESTMENT ACCOUNT

These days, we are all more aware of the need to provide for our financial futures, and to fit in with our busy lives, we’re increasingly comfortable with researching and buying products online.

If you’re looking for a straightforward, affordable way to invest into an ISA or Investment Account, and have decided that you don’t want face to face advice, then using our Personal Finance Portal may be the answer.